Kathy’s Cell: 703-906-7039 Justin’s Cell: 571-220-2401
“We want to see everyone achieve the financial confidence to pursue a life well spent,” says Kathy Neal. “Purchasing a home is a big part of financial confidence.”
Every customer shopping for a mortgage is in a unique situation and thus possesses unique needs. For the past seven years the mother/son team of Kathy Neal and Justin Neal has been meeting their clients’ needs, and helping them find the mortgage that makes the most sense for them.
Kathy Neal is an award-winning loan officer with over twenty years experience originating loans. She was named one of the top 200 loan officers nationwide in Mortgage Originator magazine. Together, she and Justin have done over $500 million in closed loans in the relatively brief time they have been working as a team for SunTrust Mortgage.
For first-time homebuyers, even a traditional mortgage process can seem confusing and even a bit frightening. “We provide the highest quality service to our clients by identifying the right mortgage for their situation, guiding them throughout the transaction from start to end, and making sure we stay well trained on the newest guidelines,” says Justin Neal.
In addition to traditional mortgages, Kathy and Justin offer several specialized products. For example, the Doctor Loan Program1 provides financing for licensed physicians and dentists, the Medical Professional Mortgage Program2 can assist professional medical workers, and Jumbo Financing meets the needs of those purchasing homes requiring a larger loan amount. Whatever type of loan makes the most sense for their clients, Kathy and Justin strive to make the entire process as simple as possible.
Kathy’s NMLS #169588
Justin’s NMLS #798119
1In some states, the Doctor Loan product requires a pre-existing depository relationship and is not available for properties located in Alaska, Arizona, Hawaii and Oregon, contact your loan officer for details. This product is available to licensed Residents, Interns, Fellows in MD, DO and DPM programs and licensed Physicians and Dentists (MD, DO, DPM, DDS, DMD) who have completed their training within the last ten years. Doctors with over ten years post training need to be members of SunTrust Private Wealth Management or belong to a practice that is part of Private Wealth Management to be eligible for this product. Ten year restriction does not apply when refinancing an existing SunTrust Doctor Loan. Other program restrictions may apply, please consult your loan officer.
2At least one borrower on the loan must be certified, accredited, or licensed as one of the following: Dental Hygienist, Nurse, Physician Assistant, Occupational Therapist, or Speech Language Pathologist (Speech Therapist). Income restrictions may apply.
Equal Housing Lender. SunTrust Bank – NMLS #93471. SunTrust Mortgage is a tradename of SunTrust Bank and loans are made by SunTrust Bank. ©2018. SunTrust Banks, Inc. SUNTRUST MORTGAGE is a trademark of SunTrust Banks, Inc. All rights reserved.